UK TAKE-HOME PAY, MADE SIMPLE

Know what lands
in your account.

See your Income Tax, National Insurance and pension deductions in seconds. Clear figures, no account needed.

£
%
£12,570 tax-free allowance

Uses employee National Insurance and assumes pension contributions are made before Income Tax. Results are annual estimates rather than an exact payslip calculation.

YOU KEEP£3,249per month
Gross pay£4,333
Income Tax£614
National Insurance£254
Pension£217
Effective tax + NI rate20.0%

Built around official 2026/27 rates

Nothing you enter leaves this page

Instant recalculation

THE QUICK VERSION

Your payslip,
without the puzzle.

01

Income Tax

Your tax-free allowance is applied first, then the relevant regional bands. The allowance reduces above £100,000.

02

National Insurance

Most employees pay 8% between £12,570 and £50,270, then 2% above that.

03

Your result

We subtract tax, NI and your chosen pension contribution to estimate the amount you keep.